Huang, Priscilla; Benoist, Emmanuel; Grothoff, Christian; Marchano, Sebastian Javier (2023). Practical Offline Payments Using One-Time Passcodes (SUERF Policy Brief 622). Wien: Société Universitaire Européenne de Recherches Financières (SUERF)
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Modern buyers enjoy the convenience of digital payments, but not all points of sale always have an Internet connection. Trusting the buyer’s device to honestly report that a payment was definitively made puts merchant’s revenue at risk. We present an inexpensive and usable solution for merchants to verify that a buyer correctly completed a payment even when the point of sale is offline.
Item Type: |
Report (Report) |
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Division/Institute: |
School of Engineering and Computer Science > Institute for Cybersecurity & Engineering (ICE) > ICE / FinTech Security Group School of Engineering and Computer Science |
Name: |
Huang, Priscilla; Benoist, Emmanuel; Grothoff, Christian and Marchano, Sebastian Javier |
Subjects: |
Q Science > QA Mathematics > QA76 Computer software |
Series: |
SUERF Policy Brief |
Publisher: |
Société Universitaire Européenne de Recherches Financières (SUERF) |
Language: |
English |
Submitter: |
Christian Grothoff |
Date Deposited: |
30 Jun 2023 09:57 |
Last Modified: |
30 Jun 2023 10:23 |
Related URLs: |
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Additional Information: |
Die Erlaubnis, diese PDF-Datei im ARBOR-Repository zu veröffentlichen, wurde eingeholt |
Uncontrolled Keywords: |
offline, digital payment, usability, retail CBDC |
ARBOR DOI: |
10.24451/arbor.19469 |
URI: |
https://arbor.bfh.ch/id/eprint/19469 |
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